Attention homeowners: Real estate appraisal services for in Fulshear and Fort Bend County

Here are the top seven reasons why TX homeowners need Ward & Company:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to cut your mortgage payments
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Fort Bend county or TX by determining the true market value of real estate in question

Own a house in or near Fulshear, TX and need help deciding the value of it?
Contact Ward & Company.

We at Ward & Company understand the special needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Ward & Company will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are qualified in helping clients just like you remove unnecessary PMI insurance.

Challenging Fort Bend county's assessment of your property

Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Ward & Company is your strongest weapon.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Ward & Company can provide you with an expert appraisal to help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would like to have an expert double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Ward & Company can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Ward & Company can help with that too. Even though this is typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.